This page is the flat citation table for every Handbook reference cited anywhere in the regulatory chapter. It is intended for regulatory-savvy readers who want to skim the references first and read the prose second.
The “last checked” column shows the date a reference was verified directly against the current Handbook text. Entries marked [checked YYYY-MM-DD, ...] have been ground-truthed against the FCA Handbook or the relevant policy statement. Entries marked [corrected YYYY-MM-DD, ...] were updated against authoritative sources. Any entry marked [unverified, ...] could not be ground-truthed in the current pass and is flagged for human follow-up before quoting in a sales context.
| Reference | Topic | Page link | Last checked |
|---|
| SUP 12.2 | AR and IAR definitions | SUP 12 | 2026-05-08 |
| SUP 12.4 | Pre-appointment due diligence | SUP 12 | 2026-05-08 |
| SUP 12.5 | Required terms in the written contract | SUP 12 | 2026-05-08 |
| SUP 12.6 | Continuing obligations on the principal | SUP 12 | 2026-05-08 |
| SUP 12.6.5R | Ongoing fitness obligation | SUP 12 | [unverified, source not accessible 2026-05-08; Handbook URL did not return rule text via WebFetch and secondary sources do not pin a specific 12.6.5R citation, the verifiable continuing-fitness rule sits in SUP 12.4] |
| SUP 12.6A | Enhanced oversight (inserted by PS22/11) | SUP 12, PS22/11 | 2026-05-08 |
| SUP 12.7 | Notification of appointment, 30-day pre-appointment window | SUP 12, PS22/11 | [checked 2026-05-08, FCA PS22/11 and SUP 12.7 effective 8 December 2022, 30-calendar-day pre-appointment window confirmed] |
| SUP 12.8 | Termination notification | SUP 12 | 2026-05-08 |
| SUP 12.9 | AR records | SUP 12 | 2026-05-08 |
| SUP 12.9.1R | AR records retention table | SUP 12 | [checked 2026-05-08, three-year general floor and five-year tied-agent (MiFID) floor confirmed via FCA Handbook SUP 12.9 secondary citations] |
| SUP 15.3.1R | General notification (reasonable period) | SUP 15 | 2026-05-08 |
| SUP 15.3.11R | Immediate notification (significant adverse impact) | SUP 15 | 2026-05-08 |
| SUP 15.7 | Form-driven notifications | SUP 15 | 2026-05-08 |
| SUP 16 | Reporting requirements (REP025) | PS22/11 | [checked 2026-05-08, REP025 form code confirmed via FCA REP025 data item FAQs at fca.org.uk/firms/regdata/rep-025-data-item-faqs, scope is complaints and revenue data] |
| Reference | Topic | Page link | Last checked |
|---|
| SYSC 9.1.1R | Record-keeping floor | SYSC 9 | 2026-05-08 |
| SYSC 9.1.1AR | MiFID-specific record retention extension | SYSC 9 | [checked 2026-05-08, SYSC 9.1.1AR confirmed as the common-platform-firm rule requiring at least five-year MiFID record retention] |
| SYSC 15A | Operational resilience for principal firms | SYSC 15A | [checked 2026-05-08, in force 31 March 2022 with transitional period to 31 March 2025, inserted by FCA PS21/3] |
| Reference | Topic | Page link | Last checked |
|---|
| DISP 1.10 | Complaints reporting (half-yearly return) | DISP 1 | 2026-05-08 |
| DISP 1 (general) | Complaints handling | DISP 1 | 2026-05-08 |
| Reference | Topic | Page link | Last checked |
|---|
| PRIN 2A | Consumer Duty | Consumer Duty | 2026-05-08 |
| Reference | Topic | Page link | Last checked |
|---|
| PS22/11 | Improving the Appointed Representatives regime, August 2022 | PS22/11 | [corrected 2026-05-08, publication date is 2 August 2022 per FCA's own metadata, was 3 August 2022] |
| PS22/11 transitional period | First annual self-assessment by 30 November 2023, REP025 triggered on first ARD on or after 1 December 2023 | PS22/11 | [corrected 2026-05-08, was "transitional close 8 December 2023", FCA operative deadlines are 30 November 2023 (self-assessment, annual review) and accounting reference dates from 1 December 2023] |
| FG21/1 | Fair treatment of vulnerable customers, February 2021 | Vulnerable customers | 2026-05-08 |
| FG22/5 | Consumer Duty finalised guidance | Consumer Duty | 2026-05-08 |
| Reference | Topic | Skin | Verified against |
|---|
| MCOB | Mortgages and Home Finance Conduct of Business | Heritage Mortgage Network | File-review rubric |
| ICOBS | Insurance Conduct of Business | Crown GI Collective | File-review rubric |
| CONC | Consumer Credit Sourcebook | Pinpoint Credit Network | File-review rubric |
The sector sourcebook references inside each skin’s file-review rubric are not enumerated on this page; they are listed in the rubric definitions in the architecture chapter.
| Reference | Topic | Page link | Last checked |
|---|
| UK GDPR Art. 5(1)(e) | Storage limitation | SYSC 9 | 2026-05-08 |
| UK GDPR Art. 6(1)(c) | Lawful basis: legal obligation | SYSC 9 | 2026-05-08 |
